wwoof volunteer insurance    
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  Contact Us

If you have any problems please use this form below to contact us:


The Associations postal address is:

Name: Email:

OVEuropa
P.O.Box 63,
BRAMPTON,
CA8 7HY,
England.

e-mail:


In case of an emergency:
++44-(0)7527-694383


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The Basic Volunteer plan is the one required by most WWOOF organisations and Hosts as it will provide you with medical and accident cover whilst you are volunteering and also covers the hosts for any accidental damage you might do to their property.

The cover is valid worldwide APART FROM North America and Canada.

This means that the insurance is not valid in the countries of North America and Canada for any nationality. Everyone, including North American and Canadian nationals, IS COVERED everywhere else.

The Basic Volunteer Plan provides:


  Volunteer cover
  Third Party Civil Liability - up to 1,500,000.oo euro.
Compensation for damage, death, personal injury and damage to property and effects of third parties as a result of an accident involuntarily caused by the insured.
Valid only when on a Host farm or project
 
This protects your Host and any other third parties against any accidental damage you might cause.
    Accidents - Death - Disability
  Up to 25,000.oo euro - up to 50,000.oo euro.
Valid only when on a host farm or project.
This will cover you in the unfortunate event of an accident resulting in serious injury or death.

A Woofer was using a wheelbarrow to bring some firewood to the house. She slipped and the wheelbarrow crashed into the side of the Hosts car causing 1,400.oo euros of damage, an expense that both the WWOOFer and the Host would have had difficulty in meeting. Under the Third Party Liability section of the WWOOFers cover the insurance covered the cost.

A Wwoofer was taking a Hosts dog for a walk when it jumped into the road in front of a car, causing it to crash with 1,100.oo euro of damage to the car, which both the Host, as the dogs owner, and the WWOOFer, as the dogs custodian, were liable for. Under the Third Party Liability section of the WWOOFers cover the insurance covered the repairs.

An American volunteer was killed in a road accident in Spain. The cost of the emergency services, autopsy, certificates and permits, repatriation of the coffin, and the expenses of the next of kin's travel and accommodation costs came to 21,000.oo euro.

A French volunteer was using a log splitting machine on a farm in Germany and accidentally chopped of 4 fingers on one hand. The volunteer had to be airlifted from the remote farm to a specialist surgery unit able to undertake the complex surgery to reattach 3 of the fingers. The total medical costs were 27,000.oo euro. This was covered by the 2,000.oo euro medical costs and 32,000.oo euro payment for the permanent damage of the lost finger.

  Medical cover
  Medical Expenses: Up to 2,000.oo euro for emergency medical expenses which includes up to 500.oo euro for emergency dental treatment.
The medical cover only applies to physical illness and accident. Mental health issues are not covered.
Valid only when on a host farm or project.
This will cover you for most of the medical situations you would be likely to encounter whilst WWOOFing.

In the six years we have held the policy 2,000.oo euro for medical expenses and 500.oo euro for dentistry have proved to be more than enough for the kind of medical expenses WWOOFers and volunteers encounter.
For the most part the claims are for visits to a local doctor or hospital emergency, x rays or tests and some prescription medicines or treatments with the average cost of around 400.oo euro.
Occasionally some one has appendicitis or has a more serious accident involving surgery and a short stay in hospital, but the costs have never exceeded 2,000.oo euro.

The average cost for emergency dental work like replacing fillings and caps or extractions is around 250.oo euro.




The Basic Volunteer Plan is a group policy held by the association for it's members.
To sign up for the plan all you have to do is join the association.

The Cost is 35.oo euro for one year and includes the Basic Volunteer cover.


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Comments or additional information:

  Which, if any, volunteer program have you joined/are you joining? :

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