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The Association OV Europa has an insurance policy which covers it's members against personal accident, illness, damage and third party liability (damage or injury to others) whilst they are collaborating on recognised volunteer projects and is valid worldwide APART FROM North America and Canada.
It is based on our experience of insuring wwoofers in Italy for the past 6 years and it aims to provide cover suited to the needs of volunteers for the lowest possible price.
The cover is valid worldwide APART FROM North America and Canada.
As a member of the association you are covered by the associations insurance.
Should you need to make a claim as a result of an accident or injury you will need to download the claim form and instructions from this site, fill it in and send it to us. We will inform the insurance company and open your claim.
Keep all the medical certificates you are given. Make sure you get a certificate from any doctor, specialist, hospital or outpatients giving the date you received treatment.
Keep all receipts for medical expenses (x-rays, prescriptions etc.). You will have to provide them at a later stage.
The policy has been tailor made to suit the needs of volunteers and covers:
Civil Liabilities towards third parties:
Compensation for damage involuntarily caused to third parties, for death, for personal injury and damage to property and effects as a result of an accident.
Third party Civil Liability : up to 1.500.000.oo euro
Accidents:
Compensation for accidents that the insured may suffer:
in case of death : 25.000.oo euro
in case of disability : up to 50.000.oo euro
Reimbursement for medical expenses : up to 2000.oo euro
Illness and medical expenses:
Up to 2000.oo euro for medical expenses, including outpatients and day hospital.
This includes up to 500,oo euro for emergency dental treatment.
Special conditions:
You must be a member of a volunteer association on a recognised volunteer project.
The insurance does not cover the use of mechanised tools apart from strimmers with nylon cutters.
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